Edgardo Ortiz Flores, CERTIFIED FINANCIAL PLANNER® Professional and CERTIFIED
INVESTMENT MANAGEMENT ANALYST®, works in helping tech founders, executives, and early employees navigate the complex, high-stakes transition from paper equity to permanent financial security.

Holding both the CFP® and CIMA® designations, Edgardo combines advanced wealth planning with institutional-grade portfolio management. He focuses on the unique financial friction points faced by tech professionals, including navigating double-trigger RSU vesting, evaluating Section 83(b) elections for early-exercisable options and RSAs, managing liabilities, and maximizing Qualified Small Business Stock (QSBS) exclusions.

Uniquely positioned in the advisory space, Edgardo holds a law degree and has been a member of the Puerto Rico State Bar since 2008. While he does not act in a legal capacity, his deep legal acumen allows him to collaborate seamlessly with clients’ corporate, tax, and legal counsel. This ensures that sophisticated estate planning and asset protection vehicles are fully considered before executing and managing any liquidity event. From addressing concentration risk management to managing RSU withholding tax gaps, Edgardo provides the intellectual capital tech leaders require to help protect their equity and secure their legacy.

Edgardo collaborates closely with Senior Wealth Advisors across the Wealth continuum to deliver institutional-caliber advisory services. He holds FINRA Series 7 and 66 registrations, as well as Life and Health insurance licenses, offering a fully integrated approach to risk management, wealth protection, and investment strategy.