Joe leads Wealth’s strategy across data, artificial intelligence, and client and advisor experience. In this role, he is responsible for transforming Citi Wealth into an AI-powered, intelligence-driven platform – integrating data foundations, advanced analytics, and next-generation digital experiences to redefine how wealth management engages and operates. He is the leader of OneWealth, Citi’s unified data and intelligence ecosystem, which connects client, account, and investment data to power real-time decisioning and personalized engagement at scale. This foundation enables
capabilities such as Advisor Insights, Ask Wealth, Citi Scribe, and Citi Sky – Citi’s next-generation AI interface designed to deliver conversational, intelligent experiences for both advisors and clients.

Joe is also driving strategic partnerships with leading technology firms, including Google and Palantir, to accelerate the adoption of generative AI, agentic workflows, and large-scale data intelligence across the platform. Prior to this role, he led Data, Digital & Innovation for Citi’s Securities Services business, where he drove cloud transformation, AI/ML adoption, and digital asset innovation. Earlier in his career, he held senior leadership roles at Morgan Stanley Wealth Management, where he built enterprise data platforms, advanced analytics capabilities, and next-best-action engines supporting millions of clients.