Ricardo Santamaria has over 25 years of Financial Services experience. Ricardo currently works with entrepreneurs/founders, families, and corporate entities as a partner of the SV Palo Alto Group at Morgan Stanley. Prior to his return to Morgan Stanley, Ricardo spent four and half years as Wealth Management Sales and Business Development Manager at BMO/Bank of the West. Prior to that, he spent nearly 18 years at Smith Barney/Morgan Stanley. While at Morgan Stanley, he worked with the Mark Curtis/Palo Alto Group as Business Development Director. Ricardo has had the privilege to speak at many Investment Industry events hosted by Morgan Stanley, Barrons, IMCA and S&P Global discussing topics from portfolio construction to business development.

Ricardo holds a M.B.A. from Santa Clara University and B.S. in International Business from Menlo College. Ricardo on his free time loves to play basketball, collect sports cards/memorabilia, and spend time with his family. Ricardo lives in Mountain View, Ca with his spouse and four children.